Director – Senior Credit Officer Real Estate/Real Assets

Director – Senior Credit Officer Real Estate/Real Assets Overview

• As Director – Senior Credit Officer Real Estate/Real Assets, you will lead credit risk assessments for real estate and real asset financing initiatives.
• Collaborate with cross-functional teams to evaluate counterparty risks and asset performance, ensuring compliance with regulatory standards.
• Provide strategic recommendations on credit limits, tenors, and risk ratings to support informed decision-making.
• Monitor portfolio credit quality, identify early signs of risk, and participate in watchlist reviews.
• Contribute to the development of credit policy guidelines and global risk appetite frameworks.
• Engage in new business assessments, including white papers and product committees, to align with organizational objectives.
• Promote innovation and creativity in credit risk management practices while adhering to tight deadlines.
• Support reporting efforts for management and regulatory bodies, ensuring transparency and compliance.

Director – Senior Credit Officer Real Estate/Real Assets Key Responsibilities & Duties

• Conduct detailed credit assessments of counterparties and underlying assets, focusing on historical performance and risk factors.
• Validate financial metrics, including Obligor Risk Ratings and Basel II parameters, to ensure accurate risk evaluation.
• Participate in portfolio reviews and early detection processes to mitigate credit risks effectively.
• Track market and credit trends across asset classes, providing insights for strategic planning.
• Assist in preparing comprehensive reports for risk management and regulatory compliance.
• Collaborate with teams to establish credit policies and exposure limits tailored to client categories.
• Contribute to the assessment of new business initiatives, ensuring alignment with risk appetite.
• Promote effective communication and collaboration across risk divisions and business lines.

Director – Senior Credit Officer Real Estate/Real Assets Job Requirements

• Bachelor of Science degree in a relevant field is required.
• Minimum of 10 years of experience in credit risk roles within U.S. commercial real estate and CMBS markets.
• Strong analytical skills with expertise in assessing complex transactions and processes.
• Proven ability to manage multiple projects and prioritize tasks effectively under pressure.
• Knowledge of U.S. market regulatory practices and broad understanding of real estate risks.
• Demonstrated collaboration skills across risk divisions and business lines.
• Proficiency in English; knowledge of French is advantageous.
• Ability to innovate and drive creativity in risk management practices.