Portfolio Manager

Overview

• Manage and oversee commercial real estate portfolios, ensuring compliance and maximizing profitability.
• Collaborate with relationship managers to facilitate underwriting and credit monitoring processes.
• Support loan closings and manage maturing loans with timely extensions and reviews.
• Contribute to special projects under department managers to enhance operational efficiency.
• Participate in sales calls to foster client relationships and business development.
• Ensure proper risk rating and documentation for loans, maintaining compliance standards.
• Coordinate covenant compliance matters, securing approvals and issuing default letters as needed.
• Review third-party reports like appraisals and environmental assessments for thorough analysis.

Key Responsibilities & Duties

• Prepare loan summaries and coordinate with stakeholders for new requests and renewals.
• Conduct annual term loan reviews, ensuring timely and accurate assessments.
• Assist in managing criticized asset reports and risk rating adjustments.
• Support loan administrator in managing past due loans and tickler items.
• Respond to internal audits and loan reviews, ensuring compliance with standards.
• Provide training and share expertise to enhance team capabilities.
• Collaborate with the credit department for precise credit analyses and approvals.
• Participate in the loan approval process, contributing insights for decision-making.

Job Requirements

• Bachelor's degree in Accounting, Finance, or Economics required; advanced degree preferred.
• Minimum of 5 years in credit analysis or commercial lending; 10 years preferred.
• Proficiency in Microsoft Word and Excel essential.
• Strong oral and written communication skills required.
• Demonstrated customer service skills and proactive mindset.
• Ability to work independently and collaboratively in a team environment.
• Experience in managing commercial real estate portfolios advantageous.
• Familiarity with covenant compliance and risk rating processes preferred.